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If you have a need for wire and cable management, contact Presher Technologies to be your one source for all of your wire and cable needs.
Avoid DebtSpending less money than you make is essential to your financial security. Avoid debt, with the exception of buying a modest home or paying for education or other vital needs. If you are in debt, pay it off as quickly as possible. Some useful tools in becoming debt free are a debt-elimination calendar and a family budget worksheet.
Distinguish between Needs and WantsWe must learn to distinguish between wants and needs. We should be modest in our wants. It takes self-discipline to avoid the “buy now, pay later” philosophy and to adopt the “save now and buy later” practice.
Elder Joseph B. Wirthlin (1917–2008) taught: “All too often a family's spending is governed more by their yearning than by their earning. They somehow believe that their life will be better if they surround themselves with an abundance of things. All too often all they are left with is avoidable anxiety and distress” (“Earthly Debts, Heavenly Debts,” Liahona, May 2004, 42).
Getting—and Staying—out of DebtWe should avoid debt. There is nothing that will cause greater tensions in life than grinding debt, which will make the debtor a slave to creditors. A specific goal, careful planning, and determined self-discipline are required to accomplish this.
President N. Eldon Tanner (1898–1982) taught: “Those who structure their standard of living to allow a little surplus, control their circumstances. Those who spend a little more than they earn are controlled by their circumstances. They are in bondage” (“Constancy amid Change,” Liahona, Feb. 1982, 46).
In 2 Nephi we learn from Lehi to Jacob that we could not know what it means to be happy if we could not know what it means to be sad. Before Nephi or anyone can be highly favored of the Lord they must first be subjected to trials of faith. Even Jesus Christ’s faith was tried in the Garden. One must continue to endure the trial or the test of faith with out giving up until the trial is over. (2 Nephi 2:2)
Because the trials that our Heavenly Father places before us can be so difficult at times we are constantly on our knees in prayer to Heavenly Father asking him for guidance through the trial. (D&C 90:24)
Once we have endured to the end of the trial we have an increase of faith and a greater understanding of GOD and his infinite love and mercy for all of his children, and a better understanding of the plan of happiness. (D&C 122:7-8)
Once we have been found faithful from our trials then we can truly be highly favored of the Lord and better able to fulfill all that he has in store for us to do. In closing with out the trials that are placed on us we could not fully understand what it means to be happy until we persist to the end of the trial.